General Insurance Basics

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Below we break down some of the General Insurance basics. There are three main types of General Auto Insurance coverage that are available.

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Everyone is welcome here, even with less-than-perfect credit and driving records.

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The General Car Insurance

Our vehicles are an important part of many of our lives. Many of us spend a large portion of our day in our vehicles. The more you drive the more risks you are subject to encounter. That’s why every driver is required to obtain Auto Insurance. An Auto Insurance policy will protect you, your vehicle, and other drivers in case of an accident, property damage, or bodily injury. There are three main types of General Auto Insurance coverage that are available. These include:

Liability Insurance- protects you if you cause a loss to someone’s property, vehicle, or any form of bodily injury
Collision Coverage-covers the costs of repair for your vehicle if you are involved in a collision; even if you’re at fault
Comprehensive Coverage- protects you from the losses that collision and liability do not; including theft, damage from extreme weather, vandalism, and more

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There are also some additional General Auto Insurance coverage options are also available. These include:

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Uninsured Motorists Coverage

Covers damage and injury caused by a motorist with no insurance

Underinsured Motorists

Covers damage and injury caused by a driver who doesn’t have enough insurance

Personal Injury Protection

Covers medical bills and other expenses for injuries related to an automobile accident for those not insured on your policy.

SkyBlue Insurance
You Need It, We've Got It!

SkyBlue Insurance is an authorized representative for The General Insurance. Through The General Insurance, we can deliver you some of the best rates on auto insurance across the nation. If you need to purchase General Insurance auto coverage, give us a call at 1-800-771-7758 or request a free General Insurance quote for instant results.

Quality Articles

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Auto Insurance for College Students

One way to ease the mind is to make sure your student car insurance is up to date so your protected.

Renters Insurance Coverage - Prepare to protect your valuables - Low Rates

General Renters Insurance

With a new place comes a lot of risk and liability. Renters insurance protects the renter and their belongings in cases of theft, weather damage, bodily injury, and much more.

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The General Insurance SR-22

Sometimes drivers get into situations where it may be more difficult for them to get insurance. These ‘High-Risk’ drivers have to take extra steps to get the insurance coverage they need. Some reasons you’d need an SR-22 include..